If you have have a select form element with a size attribute, one common option for the user is to leave it empty (especially in combination with multiple). The problem is, as soon as one or more options are selected, it is quite impossible in most browsers, to not select anything at all. And even if there is a way, it is not easy to accomplish. Try for yourself to deselect all items:
With a little JavaScript magic, we can offer a button to clear the select field:
If you put your cash to a bank account, you will want to know how much money you get with a certain amount at a given rate within a given period. Save the following Bash script as /usr/local/bin/loancalc (or something like that), make it executable, and you will be able to calculate the return on your investments with a single one-liner.